Enter your debts and see exactly when you'll be debt-free. Compare both methods, see how much interest you'll save, and get a month-by-month payoff schedule.
Pay minimums on all debts, then put extra money toward the highest interest rate first. Mathematically optimal — saves the most money over time.
Pay minimums on all debts, then put extra money toward the smallest balance first. Quick wins build momentum and motivation.
| Debt Name | Balance ($) | Interest Rate (%) | Min. Payment ($) |
|---|
| Method | Debt-Free Date | Total Interest | Total Paid | Months |
|---|
See your complete month-by-month payoff schedule, export to PDF, and get personalized debt payoff coaching.